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EU MENA GCC Time Zones
CPEs: 24
Instructor: Dr Howard Haughton
Level: Advanced
Tuition: £4,659.00
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NEW Corporate Credit Scoring post Covid RM036

Location: EU MENA GCC Time Zones

First Date: Nov 14 15 21 22 - 23 2022

Duration: 5 half-days

Programme Director: Dr Howard Haughton

All Dates & Locations
Venue Details

Experience the highly-interactive expert-led social learning through Virtual Classroom via Cisco WebEx from Risk Reward.

All our 2022-2023 Virtual and Face-to-Face Classroom events feature shared (or discrete) live chat between delegates and the expert, participate in topical surveys, polling questions, group exercises and case studies for a tried -and- true engaging and gratifying learning experience.

Need to bring this course in-house and/or at your location anywhere worldwide? Simply contact us for a prompt and courteous reply offering significant cost savings and dates to meet your specific requirements.

 

Agenda Highlights

Session 1:  Essential Concepts

Session 2:  The Role of Scoring

Session 3:  Behavioural Scorecards

Session 4:  Selecting and developing a model

Session 5:  External Models

Session 6:  Application Processing with Models

Session 7:  Model Validation and Regulation

Session 8: Summary, Discussion, Q&A and (Optional) Quiz

 

Overview

Designed to provide Lending Managers, Heads of Departments and other staff with the key skills that they require to implement or improve their credit scored based lending policies using the optimum combination – for them – of automation and hands on techniques.

It also offers a refresher on lending in general to ensure mistakes or problems have not become “built in” to the system and can be avoided in future without having to take the drastic step of suspending lending completely. The emphasis is on the practical as well as the theoretical so that delegates can pool their experiences and learn from both mistakes and successes. The issues relating to the impact of historic data in the Covid 19 era will also be addressed.

Who Should Attend
  • All senior and managerial staff involved in lending and recoveries
  • Heads and Managers in risk and compliance
  • Lending Managers/Managers
  • Compliance & risk staff
  • Inspection/Audit staff

Additional Course Information

What Does It Cover?

Essential Concepts: Origins & Principles 

  • What credit scoring is
  • Why credit scoring is used
  • Business context
  • Integration of credit scoring
  • Application approaches with different size of business
  • Differing data quality 

The Role of Scoring 

  • The role and reservations regarding external ratings
  • Why it is not just about credit quality?
  • Other key matters
  • Bringing these together into a consistent model
  • Ensuring you have an optimal portfolio
  • Role of scoring in corporate credit 

Behavioural Scorecards

  • Behavioural scoring
  • Types of behavioural scorecards
  • Creating characteristics and attributes
  • Recoveries scorecards
  • Transaction fraud scorecards
  • Customer scoring – what is it

Selecting and developing a model 

  • What type of model will be selected?
  • The selection process
  • Data identification
  • Meaningful risk differentiation
  • Identification of attributes
  • Pools of data
  • Data cleansing
  • Building the model  

 External Models

  • Combining your work with external models
  • Trying to make an external model work for you
  • The initial validation stage
  • Back testing
  • Documenting the model
  • The model approval process

Application Processing with Models 

  • Pre-scoring processesManual intervention and underwriting
  • Scoring over rides
  • Post-scoring review processes
  • Populations and back testing

Model Validation and Regulation 

  • The regulatory requirements
  • The role of model validation
  • The approach to model validation
  • Monitoring and reporting 

Summary, Discussion, Q&A and (Optional) Quiz

 

 

 

 

Learning Objectives

Delegates will obtain a full, detailed and above all, practical exploration and understanding  of the challenges facing the credit scoring process and will be able to apply a mixture of both hands- on and automated skills by the finish.

Specifically delegates will consider:-

  • Basic ideas: origins & principles
  • How good is the scorecard: analysing performance
  • Where has my population gone: tracking applicant profiles
  • Does my scorecard still work: tracking scorecard performance

All delegate who complete the course will receive a Certificate in Corporate Credit Scoring; and for those who require a demonstration of competency via an assessment, a 20 question mujltiple choice answers quiz, remotely invigilated, with results report and 1 resit are included in the course price.

 

Social Learning & Methods

Highly interactive expert-led intensive presentation, Q&A, group real-time in-depth case studies, regulation and discussion supported by key principles and theory. The virtual learning platform uses safe, industry preferred encrypted Cisco WebEx to optimize live face-to-face visual interaction, discrete chat, for polling and quizzes.

(An invitation via email with access link is included for all participants.)

Registration

NEW Corporate Credit Scoring post Covid

Course Fee

Also offered as a 3- day programme/8 hours per day - price £3495 GBP

Course Fee (per person):
GBP £4,659.00 (+ UK VAT when applicable)

Number of delegates:

Data Privacy & Update of Contact Details Risk Reward Limited is fully compliant with the Data Protection Act. The information you provide will be safeguarded by Risk Reward Ltd. We do not rent, sell or exchange your details to anyone without your consent. Your details are never given to third parties. If you wish to update your details, please email: info@riskrewardlimited.com with your OLD and NEW details. Please allow 10 days to see the changes take effect. Thank you.

Terms and Conditions: You can cancel at any time. Due to the on-going COVID 19 environment cancellations may be made at any time for either a full refund or a credit towards another event occurring within the following 6 month period. Simply email or telephone the London Client Services team at training@riskrewardlimited.com to advise your preference and we will do our best to accommodate your circumstances. Risk Reward Ltd receives the right to a final decision in the event of a dispute.

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