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Global Markets & Time Zones
CPEs:
24
Instructor:
Dr Howard Haughton
Level:
Intermediate
Tuition:
£2,995.00
NEW Corporate Credit Scoring post Covid RM036
Location: Global Markets & Time Zones
First Date: May 27 - 29 2025
Duration: 3 days
Programme Director: Dr Howard Haughton
All Dates & Locations
Venue Details
Experience the highly-interactive expert-led social learning through Virtual Classroom via Cisco WebEx from Risk Reward.
All our 2024 Virtual and Face-to-Face Classroom events feature shared (or discrete) live chat between delegates and the expert, participate in topical surveys, polling questions, group exercises and case studies for a tried -and- true engaging and gratifying learning experience.
Need to bring this course in-house and/or at your location anywhere worldwide? Simply contact us for a prompt and courteous reply offering significant cost savings and dates to meet your specific requirements.
"We are very satisfied with both the trainer and the course materials. It is a pleasure working with the Risk Reward team and look forward to sending more delegates to your courses in 2023.."Saudi Deposit Insurance Corporation
Agenda Highlights
Session 1: Essential Concepts
Session 2: The Role of Scoring
Session 3: Behavioural Scorecards
Session 4: Selecting and developing a model
Session 5: External Models
Session 6: Application Processing with Models
Session 7: Model Validation and Regulation
Session 8: Summary, Discussion, Q&A and (Optional) Quiz
"Thank you for your flexibility - especially during the World Cup!"Credit risk manager, Saudi industrial
Overview
Designed to provide Lending Managers, Heads of Departments and other staff with the key skills that they require to implement or improve their credit scored based lending policies using the optimum combination – for them – of automation and hands on techniques.
It also offers a refresher on lending in general to ensure mistakes or problems have not become “built in” to the system and can be avoided in future without having to take the drastic step of suspending lending completely. The emphasis is on the practical as well as the theoretical so that delegates can pool their experiences and learn from both mistakes and successes. The issues relating to the impact of historic data in the Covid 19 era will also be addressed.
Who Should Attend
- All senior and managerial staff involved in lending and recoveries
- Heads and Managers in risk and compliance
- Lending Managers/Managers
- Compliance & risk staff
- Inspection/Audit staff
Additional Course Information
What Does It Cover?
Essential Concepts: Origins & Principles
- What credit scoring is
- Why credit scoring is used
- Business context
- Integration of credit scoring
- Application approaches with different size of business
- Differing data quality
The Role of Scoring
- The role and reservations regarding external ratings
- Why it is not just about credit quality?
- Other key matters
- Bringing these together into a consistent model
- Ensuring you have an optimal portfolio
- Role of scoring in corporate credit
Behavioural Scorecards
- Behavioural scoring
- Types of behavioural scorecards
- Creating characteristics and attributes
- Recoveries scorecards
- Transaction fraud scorecards
- Customer scoring – what is it
Selecting and developing a model
- What type of model will be selected?
- The selection process
- Data identification
- Meaningful risk differentiation
- Identification of attributes
- Pools of data
- Data cleansing
- Building the model
External Models
- Combining your work with external models
- Trying to make an external model work for you
- The initial validation stage
- Back testing
- Documenting the model
- The model approval process
Application Processing with Models
- Pre-scoring processesManual intervention and underwriting
- Scoring over rides
- Post-scoring review processes
- Populations and back testing
Model Validation and Regulation
- The regulatory requirements
- The role of model validation
- The approach to model validation
- Monitoring and reporting
Summary, Discussion, Q&A and (Optional) Quiz
Learning Objectives
Delegates will obtain a full, detailed and above all, practical exploration and understanding of the challenges facing the credit scoring process and will be able to apply a mixture of both hands- on and automated skills by the finish.
Specifically delegates will consider:-
- Basic ideas: origins & principles
- How good is the scorecard: analysing performance
- Where has my population gone: tracking applicant profiles
- Does my scorecard still work: tracking scorecard performance
All delegate who complete the course will receive a Certificate in Corporate Credit Scoring; and for those who require a demonstration of competency via an assessment, a 20 question mujltiple choice answers quiz, remotely invigilated, with results report and 1 resit are included in the course price.
Social Learning & Methods
Highly interactive expert-led intensive presentation, Q&A, group real-time in-depth case studies, regulation and discussion supported by key principles and theory. The virtual learning platform uses safe, industry preferred encrypted Cisco WebEx to optimize live face-to-face visual interaction, discrete chat, for polling and quizzes.
(An invitation via email with access link is included for all participants.)
Registration
NEW Corporate Credit Scoring post Covid
Course Fee
Apply 10% discount code RISK10 by December 15, 2024 at check-out
Course Fee (per person):
GBP £2,995.00 (+ UK VAT when applicable)
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