Digital Banking 

• Mobile banking v digital banking
• Structure and governance of a digital bank

• E-Banking Innovation, Trends & Directions
• The transition to E-Banking
• Mobile Payments
• Risk Management in E-Banking
• Risk management principles for electronic banking
• Operating Strategies & Management Models
• ECB Paper – Present and future of money in the digital age (2021)

Information and Systems Security Models

• Conceptual security models
• Logical security models
• Cyber security challenges and solutions
• Business data model and file security mechanism
• Database security mechanisms
• Security rules, practices and procedures
• Cryptographic mechanisms and their uses
• Penetration testing

Cyber Security Risk Management Policies and Strategies

• What is a cyber security risk management strategy?
• Cyber-resilience:  Range of practice (BCBS d454 2018)
• The benefits of a cyber security strategy
• Building an Enterprise Security Architecture (ESA)
• The approaches for developing an effective strategy
• The meaning of security policy
• Cyber security policy
• Security policy principles

Payment Systems and Risk

• How payment systems are changing
• The changing regulatory environment
• The regulation of payment systems globally
• Bitcoin, blockchain, Ethereum and other developments
• SWIFT and new products
• SWIFT security standards
• Visa, Mastercard and other existing product providers
• Impact on security and systems

Financial Crime in Digital Banking

• Key elements of an AML framework

• Key roles and responsibilities including the first line
• The design and implementation of a risk-based approach
• CDD and EDD and what this will mean in practice?
• Identification and verification
• Activity monitoring and periodic reviews
  • FATF on internet based payments (June 2013)
  • BIS Sound management of risks related to money laundering and financing of terrorism (Jan 2014)
• BIS General guidance to account opening (Feb 2016)
• Wolfsberg Group SWIFT guidance (2016)
• The importance of the sanctions regime globally
• The problems with sanctions compliance

Financial Crime in Digital Banking

• Detecting and combating money laundering activities
  • Building profiles & “fingerprints”
  • Clustering
  • Link analysis
• Data mining and fraud detection
  • Text mining
  • Neural data mining
• Data mining and other types of financial crime
  • Tax evasion
  • Corruption
  • Insider dealing, market abuses
  • Others

 END

Delegates will gain specialist technical and behavioural knowledge and its application in the workplace, along with practical techniques to provide an understanding of

• Digital banking
• Systems of management and control
• Risk management
• Cyber security and penetration testing
• Cyber and financial crime
• Cyber currencies and Blockchain
• Systems and innovation

Highly interactive expert-led intensive presentation, Q&A, group real-time in-depth case studies, regulation and discussion supported by key principles and theory. The virtual learning platform uses safe, industry preferred encrypted Cisco WebEx to optimize live face-to-face visual interaction, discrete chat, for polling and quizzes.

(An invitation via email with access link is included for all participants.)