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UK Europe EMEA GCC Time Zones
CPEs:
16
Instructor:
Risk Reward Faculty
Level:
Intermediate
Tuition:
£1,995.00
New Corporate Credit Scoring F0601
Location: UK Europe EMEA GCC Time Zones
First Date: March 11 - 12 2024
Duration: 2 days
Programme Director: Dennis Cox
All Dates & Locations
Venue Details
Experience the highly-interactive expert-led social learning through Virtual Classroom via Cisco WebEx from Risk Reward.
All our 2024 Live, on-site and Live Virtual Classroom events feature shared (or discrete) live chat between delegates and the expert, participate in topical surveys, polling questions, group exercises and case studies for a tried -and- true engaging and gratifying learning experience.
Need to bring this course in house, train your team or 1:1? Simply contact us for significant cost savings and dates best suited to meet your specific needs.
Agenda Highlights
Session 1: The Basic Ideas: Origins & Principles
Session 2: The Role of Scoring
Session 3: Behavioural Scorecards
Session 4: Selecting and developing a model
Session 5: External Models
Session 6: Application Processing with Models
Session 7: Model Validation and Regulation
Overview
This course is designed to provide Lending Managers, Heads of Departments and other staff with the key skills that they require to implement or improve their credit-scored-based lending policies using the optimum combination – for them – of automation and hands-on techniques. It also offers a refresher on lending, in general, to ensure mistakes or problems have not become “built-in” to the system and can be avoided in future without having to take the drastic step of suspending lending completely. The emphasis is on the practical as well as the theoretical so that delegates can pool their experiences and learn from both mistakes and successes.
Who Should Attend
- All senior and support staff involved in lending and recoveries
- Heads and Managers in risk and compliance
- Lending Managers/Managers
- Compliance & risk staff
- Inspection/Audit staff
Additional Course Information
What Does It Cover?
Session 1: The Basic Ideas: Origins & Principles
- What credit scoring is
- Why credit scoring is used
- Business context
- Integration of credit scoring
- Application approaches with different sizes of business
- Differing data quality
Session 2: The Role of Scoring
- The role and reservations regarding external ratings
- Why it is not just about credit quality?
- Other key matters
- Bringing these together into a consistent model
- Ensuring you have an optimal portfolio
- Role of scoring in corporate credit
Session 3: Behavioural Scorecards
- Behavioural scoring
- Types of Behavioural Scorecards
- Creating characteristics and attributes
- Recoveries scorecards
- Transaction fraud scorecards
- Customer scoring – what is it
Session 4: Selecting and developing a model
- What type of model will be selected?
- The selection process
- Data identification
- Meaningful risk differentiation
- Identification of attributes
- Pools of data
- Data cleansing
- Building the model
Session 5: External Models
- Combining your work with external models
- Trying to make an external model work for you
- The initial validation stage
- Backtesting
- Documenting the model
- The model approval process
Session 6: Application Processing with Models
- Pre-scoring processes
- Manual intervention and underwriting
- Scoring over rides
- Post-scoring review processes
- Populations and back testing
Session 7: Model Validation and Regulation
- The regulatory requirements
- The role of model validation
- The approach to model validation
- Monitoring and reporting
Learning Objectives
Delegates who complete the course will receive a Certificate with equivalent CPD/CPE credits via email; and for those who require an assessment as a demonstration of competency via training a 20 multiple-choice questions and answers quiz, remotely invigilated with results report and 1 resit, is available at no additional charge when requested at time of reservation.
Social Learning & Methods
Highly interactive expert-led intensive presentation, Q&A, group real-time in-depth case studies, regulation and discussion supported by key principles and theory. The virtual learning platform uses safe, industry preferred encrypted Cisco WebEx to optimize live face-to-face visual interaction, discrete chat, for polling and quizzes.
(An invitation via email with access link is included for all participants.)
Registration
New Corporate Credit Scoring
Course Fee
Apply 10% discount code RISK10 by December 15, 2023 at check-out
Course Fee (per person):
GBP £1,995.00 (+ UK VAT when applicable)
Get in touch and see how Risk Reward can help you
Our London and Miami teams are ready to listen carefully to your needs, take the brief, explore options, offer suggestions and help you in a professional and friendly manner.