Best Seller
Global Markets & Time Zones
CPEs: 24
Instructor: Dennis Cox
Level: Intermediate
Tuition: £3,495.00
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NEW Auditing Bank Lending and Credit Management IA018

Location: Global Markets & Time Zones

First Date: Oct 16 - 18 2023

Duration: 3 days

Programme Director: Dennis Cox FCA FCSI FRISM AIIA BFP

All Dates & Locations
Venue Details

Experience the highly-interactive expert-led social learning through Virtual Classroom via Cisco WebEx from Risk Reward.

All our 2023 Live, on-site and live Virtual Classroom events feature shared (or discrete) live chat between delegates and the expert, participate in topical surveys, polling questions, group exercises and case studies for a tried -and- true engaging and gratifying learning experience.

Need to bring this course in house, certify the audit team, or train 1:1? Simply contact us for significant cost savings and dates to best suit your specific needs.

"Positive impact (regarding the assessment of credit applications the seminar helped in better analysing the business environment, making more valid questions and more appropriate challenging on companies' projections etc)"
Senior Internal Auditor, European Bank, Greece
Agenda Highlights

Session 1:  Introduction to Credit Risk

Session 2:  The Key Elements of Credit Audit

Session 3:   Auditing Corporate Credit Analysis

Session 4:   Auditing Personal Credit Analysis

Session 5:   Auditing Models and Regulation

Session 6:   Auditing Management and Operational Issues

 Session 7:  Auditing Credit Arrears and Recovery Management

Session 8:  Auditing Risk Management Techniques


"[The trainer] was very knowledgeable and able to give opinions across a wide variety of subjects. Very well informed. "
Audit manager, Japanese Bank, New York, USA

Credit Departments within banks have become increasingly complex driven by the demands of regulation and the business.  The level of sophistication has accelerated in recent years as many banks have developed new approaches to credit management including greater use of credit models to support across the lifecycle credit assessment approaches.

During this course delegates will review the credit function and consider the approach that internal auditors should adopt when conducting an audit; focus on determining the key issues relating to control and assessment within credit risk management and to understand its role all under the current and post-Covid 19 economic environment.

Developed and facilitated by a Tier 1 Global Bank Risk & Internal Audit expert the delegates will also learn and apply the main techniques currently employed and key approaches while developing world- class audit programs as a group in the virtual classroom, readily applicable for the workplace in practise.


"Good insights. It will make my work more challenging as more assumptions will need to be made and more scenarios will need to be built in analyzing a company and trying to forecast its future performance as much as this is feasible in a volatile environment."
Senior Audit Manager, Silicon Bank, California
Who Should Attend

While designed primarily for Bank Audit Committee members, credit- and other Bank Internal Auditors, Nonexecutive Directors, attendees have included those from credit risk management,  operations, IT, HR and software vendors.

Additional Course Information

What Does It Cover?

The key issues within credit risk, How has credit risk management changed?, How is credit risk controlled in a bank?, The functions of the credit department, Structure and governance of credit risk, The role of the relationship manager, Policies and procedures, The role of the Credit Committee, Auditing the role of the credit committee, Auditing Credit Committee Minutes, Reporting lines for the credit department, Using risk management data within audit planning, The difference in audit approach between personal and corporate lending, The application of the risk-based approach, Key elements of planning the audit, Relationship to other audit work conducted, Areas where regulations require an annual audit, Where should audit, concentrate their effort?, The key elements of a lending decision, Are all analyses the same?, Balance sheets and financial analysis, The use of ratings, Non- financial analysis, Repayment structures, Off balance sheet risks, The credit report, The problems of corporate data, Auditing small and medium sized entities, Stakeholder assessment, Corporate collateral and collateral management, Corporate credit documentation, The approval process and disbursement, Reviewing credit data, Planning the audit of Corporate Credit, and much more.

Learning Objectives

All delegates completing the course will receive a personalised, dated Risk Reward CPD accredited Certificate in Innovative & Practical Approaches in Auditing Bank Lending & Credit Management and for those who require a demonstration of competency a 20- question, multiple choice assessment, fully invigilated remotely, with results report and resit is available at no additional fee when requested at time of booking.

Delegates will gain specialist technical and behavioural knowledge, techniques and skills, experience on-the-job style learning simulation as a group and applying learning by developing audit programs for use in the workplace, with a focus to

  • Understand the key issues relating to control within the credit function and its role in the business
  • Develop practical approaches and planning materials to auditing credit risk that can be directly applied within your institution
  • Appreciate best practice techniques for the audit and management of credit risk
  • Develop audit approaches for the key areas of Corporate credit risk, Retail credit risk & Credit models

Hands-on, practical case studies will include – with take-away audit plans following the course:

Case Studies:  Multiple audit programs will be developed within this section. These will be separately provided to delegates at the conclusion of the event.

Case Study:  Develop an audit program to address loan pricing

Case Study:  Develop an audit program to address legal and compliance issues within credit risk management

Case Study:  Develop an audit plan to address corporate credit

Case Study:  Develop an audit plan to address personal credit

Case Study:  Develop a series of audit plans to address these issues.

Case Study:  Develop an audit program to address Credit Administration

Case Study:  Develop an audit program to address the audit of Recovery Management

Case study: Consideration of what is the level of stress that should be applied.  Develop a series of audit plans to cover the subjects from this session.

Social Learning & Methods

Highly interactive expert-led intensive presentation, Q&A, group real-time in-depth case studies, regulation and discussion supported by key principles and theory. The virtual learning platform uses safe, industry preferred encrypted Cisco WebEx to optimize live face-to-face visual interaction, discrete chat, for polling and quizzes.

(An invitation via email with access link is included for all participants.)


NEW Auditing Bank Lending and Credit Management

Course Fee

Apply discount voucher code RISK15 at check out before Feb 15 2023 for savings

Course Fee (per person):
GBP £3,495.00 (+ UK VAT when applicable)

Number of delegates:

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Terms and Conditions: You can cancel at any time. Due to the on-going COVID 19 environment cancellations may be made at any time for either a full refund or a credit towards another event occurring within the following 6 month period. Simply email or telephone the London Client Services team at to advise your preference and we will do our best to accommodate your circumstances. Risk Reward Ltd receives the right to a final decision in the event of a dispute.

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